Welcome back to another episode of Stentons Property blogs! This week, we’re exploring why being a successful landlord isn’t just about managing tenants — it’s also about making smart investment decisions! As a landlord, you always hope things will go smoothly. Most of the time, they do. But even the best tenant can hit a rough patch — and when they do, you still have your own bills, mortgages, and maintenance costs ticking along. That’s where Rent Guarantee Insurance (RGI) steps in — an unsung hero of the modern rental world. So, what exactly is Rent Guarantee Insurance? Rent Guarantee Insurance (sometimes called “tenant default insurance” or “rental income protection”) is a policy designed to protect landlords if tenants fail to pay their rent. In simple terms, it ensures that if your tenant stops paying — whether due to job loss, illness, or other financial difficulties — the insurance company steps in and pays you the missed rent, usually for a set period (commonly up to 6 or 12 months). Depending on the policy, it can also cover legal expenses if you need to recover possession of the property through the courts. What does it usually cover? Every policy varies slightly, but a good rent guarantee policy typically includes: Missed rent payments – cover for unpaid rent, usually up to a set monthly amount (e.g. £2,500–£3,000). Legal expenses – if you need to start eviction proceedings, solicitor and court costs are covered. Vacant possession cover – payments continue until the tenant leaves, or up to the policy’s limit. Ongoing protection during disputes – even if the tenant contests the eviction or refuses to leave, the insurance keeps paying rent during the process. Some policies also add: Property damage cover caused by tenants. Mediation services, to help resolve disputes before they escalate. Why it’s becoming more important now If you’ve been in property for a few years, you’ll know that the landscape is shifting fast. Here’s why RGI isn’t just a “nice-to-have” anymore — it’s quickly becoming a core part of risk management for landlords: Cost-of-living pressures- Many tenants are financially stretched. Even responsible renters can miss payments if faced with redundancy, illness, or rising bills. Longer eviction timelines- With the Renters’ Rights Bill and the proposed abolition of Section 21 “no-fault” evictions, recovering possession could take longer — meaning longer periods with no rent coming in. Mortgage rates and cash flow- Higher mortgage rates mean landlords rely more heavily on consistent rent to meet their own obligations. A few missed months can cause real financial strain. Peace of mind- The biggest reason? Stress. Knowing you’ll still get paid if something goes wrong makes property management more predictable and far less emotionally taxing. A common misconception: “I only rent to good tenants — I don’t need it.” Many private landlords and letting agencies do rigorous referencing. Credit checks, employer references, affordability tests — the works. But life happens. Even the most reliable tenant can face a crisis beyond their control. Rent guarantee insurance isn’t about distrust — it’s about resilience. It’s not just protecting your rental income; it’s protecting your peace of mind and financial stability. What to look for in a good policy When comparing RGI policies, don’t just look at the headline premium. Ask: What’s the maximum monthly rent covered? How long will the insurer pay for? (6 or 12 months?) Is there an excess period (e.g. the first month not covered)? Are legal costs included, and up to what amount? Does the insurer require specific tenant referencing criteria to be met for the policy to stay valid? How fast are claims paid, and how easy is the process? Some landlords get RGI directly through insurers like HomeLet, RentGuard, or Alan Boswell, while others have it included in letting agent management packages. If you use an agent, it’s worth asking if your portfolio is already covered. A final thought: renting is a business, not a gamble We often talk about property as an “investment” — but investments should be managed with protection in place. Just like you wouldn’t run a business without liability insurance, you shouldn’t rent out a property without protecting the income it generates. Because at the end of the day, being a good landlord isn’t just about providing a home — it’s about managing your assets responsibly, and keeping your own house in order, too. As always, if you have any questions, or are looking to sell, buy, or rent, contact us today! Until next time, happy house hunting! 

Welcome back to anther episode of Stentons property blogs! This week we'll be discussing the housing market across the UK. Last week’s Halifax data made the headlines — and for good reason. House prices across the UK slipped by 0.3% in September, nudging the average home price down to £298,184. Now, that might not sound dramatic, but as someone who lives and breathes the property market every day, I can tell you — it’s a subtle shift that feels significant on the ground. After a small rise in August, this latest dip suggests we might be entering a cooler phase again. Annual growth is now at 1.3%, the lowest since April, and the market mood has noticeably changed. The Market Mood — What I’m Hearing Over the past week, conversations with clients, buyers and landlords have all carried the same undertone: caution. Buyers are hesitating- Especially those in the upper brackets. The rumblings about potential tax and stamp duty changes are enough to make even confident buyers pause. Sellers are adjusting expectations- Those mid-market homes that were flying out earlier this year are now taking a little longer to move. The best sellers are responding quickly — realistic pricing, small improvements, and openness to negotiation are making the difference. Landlords are nervous- Some are quietly wondering if this is the time to step back, especially with the constant whispers about taxation and new regulations. Others are doubling down, refurbishing to hold or improve yields. Renters, meanwhile, are in limbo- Cooling sales don’t always mean cheaper rents. In many areas, demand is still outstripping supply, keeping rental prices stubbornly high.  What’s Driving the Change There’s no single cause — rather, a cocktail of influences creating uncertainty: Tax and policy speculation- Talk of adjustments to high-value property taxes and stamp duty thresholds has sent ripples through the market. Uncertainty always slows decisions. Borrowing costs remain sticky- Mortgage rates haven’t surged, but they’re still elevated enough to squeeze affordability. Even minor rate fluctuations are influencing offers and buyer confidence. The wider economic mood- With inflation still in the background and household costs stubbornly high, many people are choosing to wait and see rather than stretch their budgets further. Post-pandemic normalisation- The frenzy of the last few years has eased. What we’re seeing now could simply be a return to a more balanced, realistic market — though that’s easier said than felt if you’re trying to sell right now. What It Means Going Forward Here’s how I see things playing out if this trend continues: High-end homes may cool faster- Buyers in the £750k+ range are most exposed to tax speculation and rate sensitivity. Expect longer completion times and tougher negotiations. Buyers gain a little leverage- For those ready to move, this could be an opportunity — fewer bidding wars, slightly softer pricing, and sellers more open to sensible offers. Regional variations will widen- Hotspots with chronic undersupply (think parts of London, Bristol, Manchester) will likely remain buoyant, while more balanced areas could feel a stronger correction. Lettings remain competitive- With many delaying purchases, rental demand stays high — but expect landlords to be more selective and strategic given tighter margins.  My Take What’s really striking right now is just how psychological the market is. It doesn’t take a full-blown policy change to shift confidence — just the hint of one. If you’re selling, now’s the time to stay grounded: price realistically, present well, and move decisively. Don’t chase the market down. If you’re buying, have your finances ready and your broker on speed-dial — small windows of opportunity are starting to appear, and timing will matter. And for landlords: review your portfolio. Efficiency, yield and compliance are the key words heading into winter. The property market isn’t crashing — it’s catching its breath. And that’s not necessarily a bad thing. Periods like this separate the impulsive from the strategic, and the well-advised from the uncertain. If this past week has shown us anything, it’s that confidence — not price — is the real currency of the market.As always, if you're looking to sell, buy, or rent, contact us today!Until next time, happy house hunting!

Welcome back to another episode of Stentons Property blogs! As the summer has passed, here’s a brief re-cap of the Shropshire sales market, as well as a brief estimate of the future! Summer in Shropshire tends to slow things down a bit — holidays, lighter listing activity, buyers taking their time. Now, as autumn rolls in, the picture is clearer: what moved, what held steady, and what’s likely ahead. A Snapshot of the Summer The average house price in Shropshire in July 2025 was approximately £282,000, which is up about 6.3% compared to July 2024.First-time buyers in Shropshire paid around £228,000 on average in July 2025. That, too, reflects a similar year-on-year rise (~6.3%) from the year before. Among property types, semi-detached houses saw a strong uplift (about 7.0% over the year), whereas flats and maisonettes were more muted in growth (only around 2.2%) in Shropshire.Rents are rising too. In August 2025, average private rent was about £789/month, up roughly 5.3% year-on-year. So financially, Shropshire appears to have held up quite well over the summer: steady gains, especially in the more popular housing segments, and a healthy rise in rental values. What’s Driving the Trends From what I’ve gathered — by looking at data and talking with people — several forces seem to have shaped the market through summer: 1. Strong Demand in the “Good” Housing Segments  Homes that are well-located (good links to larger towns, or nice rural settings but not too remote), in good condition, and with desirable features (garden, off-road parking, energy efficiency) have continued to attract buyers. Semi-detached and detached properties are doing well. 2. Increasing Affordability Pressure, but Not Extreme  Mortgage rates, living costs, and general economic uncertainty are weighing on people, but for many Shropshire buyers the situation seems manageable. The value rises so far haven’t pushed most of the market into unaffordable territory (yet), although they do mean buyers are being more selective and cautious. 3. Rentals Putting Up Additional Pressure  With rents rising, some people who would have preferred renting are now more motivated to buy. That supports demand, especially among first-time buyers or people moving out of more expensive areas. 4. Varying Performance Across Types and Locations  As with many regions, not every property type or every locale is performing equally. Flats are lagging; more rural or peripheral properties may face longer time on market unless very well marketed. Areas close to major transport arteries or desirable towns (Shrewsbury, Ludlow, Oswestry, etc.) are seeing more robust activity.  What Autumn Might Bring Looking forward to the coming months, here are some of my predictions for Shropshire: Continued but Moderate Growth — I expect house prices will keep rising, but less sharply than over the past year. The winners will be those properties in good condition, in good locations. More Negotiation Room — Sellers who price too ambitiously may find their homes sitting longer. Buyers who are well prepared (finance in order, realistic expectations) may have more leverage. Increased Focus on Quality & Efficiency — Homes with lower running costs, good energy performance, and minimal need for immediate repair will stand out. Rental Market Pressure — As renting becomes more expensive, demand for smaller homes to buy may grow, particularly from those seeking stability. That also supports demand in parts of the market that serve first-time buyers. Policy & External Factors — Interest rate changes, shifts in planning policy (housing supply), or any local infrastructure improvements (roads, broadband) could make significant difference. Also, availability of land and planning permissions remains a constraint in parts of Shropshire, which may limit supply and support prices in better-positioned areas.  Tips If You’re Buying or Selling Now Sellers: Price well from the start. Make sure your home shows well (light, condition, small improvements) because people will compare more carefully. Be realistic about timing — don’t assume you’ll get peak summer interest now that summer has passed. Buyers: Be ready to understand total costs (mortgage, maintenance, heating etc.). Use the current modest inflation in prices to your advantage to negotiate. Also, get clear on what you want (location vs condition vs commute) because compromises may be necessary. As always, if you’re looking for advice, thinking of selling your home, or looking for the perfect property to call your home, contact us today! Until next time, happy house hunting! 

Welcome back to another episode of Stentons Property blogs! This week we’ll be discussing the ever-populating topic of downsizing.  I’ve noticed a growing trend in the property market lately: more and more people are choosing to downsize. Whether its older homeowners looking for a cozier, more manageable space, or families seeking to simplify their lives, downsizing is becoming a real opportunity—not just a necessity. The biggest question that most homeowners have is, “Isn’t moving into a smaller property a downgrade?” And I get it—it’s a big decision. But over time, many discover that downsizing isn’t about losing space; it’s about gaining freedom, financial flexibility, and a simpler lifestyle. Why Downsizing is Catching On There are a few reasons driving this trend: Financial Freedom: With property prices and living costs rising, freeing up equity from a larger home can provide a safety net or fund a comfortable retirement. Lower Maintenance: Smaller homes mean less upkeep, lower utility bills, and more time to enjoy life instead of constantly worrying about maintenance. Lifestyle Change: Many people want to live closer to town centres, transport links, or community hubs—places that might be easier to access in a smaller property. This trend also opens up opportunities. Properties that were once occupied by downsizers become available for a new generation of renters, creating more mobility in the market. How Agents Can Help For those considering downsizing, guidance is key. Here’s how letting agents can make a difference: Understanding Client Goals: Everyone’s reason for downsizing is different. Taking the time to listen and understand priorities—be it location, amenities, or lifestyle—helps match people with the right property. Market Insights: Downsizers often need to know where to get the most value for their money. Providing clear, honest advice on local rental markets or selling opportunities builds trust. Smooth Transitions: Moving is stressful, regardless of the property size. Supporting clients with timelines, paperwork, and practical advice makes the process easier and more enjoyable.  Conclusion If you’re considering a move, whether downsizing or renting, it’s worth having an honest conversation about what really matters to you. Often, the “smaller” choice turns out to be the one that opens the biggest doors. As always, if you have any queries, contact us today! Until next time, happy house hunting! 

Welcome back to another episode of Stentons Property blogs! This week we’ll be delving into the Much Wenlock rental market as the summer draws to an end.  As summer fades in Much Wenlock, the town takes on a slower, more familiar pace. The long days of visitors enjoying the independent shops, walking the Shropshire Hills, and exploring Wenlock Priory begin to give way to quieter streets and the steady routines of local life. For those of us keeping an eye on the property market, it’s a natural point to take stock of the rental scene. Seasonal Shifts Unlike university towns, Much Wenlock’s rental market isn’t driven by academic calendars, but summer still plays a role. Holiday cottages and short-term lets often dominate during the warmer months, with landlords prioritising tourists over longer tenancies. By the end of summer, however, many property owners look to switch back towards steady, long-term renters, especially as tourism dips and people think about settling in before winter. Professional and Family Demand Much Wenlock appeals to a very particular type of tenant. It’s not a student hotspot, but instead draws professionals, retirees, and families who value the town’s community feel and slower pace of life. At the end of summer, there’s often renewed interest from families wanting to be settled ahead of the new school year, and from professionals who may be relocating for work in Telford, Bridgnorth, or Shrewsbury but prefer the peace of Wenlock as home. Rental Trends The rental stock in Much Wenlock tends to be limited, which means good-quality homes rarely stay on the market for long. Period cottages and character homes are especially sought after, while modern builds are snapped up quickly if they offer parking and outdoor space. Rents have held fairly steady, with modest increases over the past year, reflecting a mix of affordability challenges and ongoing demand for countryside living. Looking Ahead As autumn sets in, the Much Wenlock rental market usually evens out. Short-term holiday lets wind down, and longer-term tenants start to shape the demand again. For landlords, this is a good moment to consider whether switching from seasonal to long-term lets could bring more security. For tenants, the quieter post-summer period can be an excellent time to find hidden gems that might not have been available earlier in the year. Much Wenlock’s charm lies in its steady rhythm. The town may not have the churn of a city rental market, but that’s exactly what draws people here. As summer ends and autumn begins, the focus shifts back to community and continuity — a reflection of what makes Much Wenlock such a special place to call home. If you have a property to rent, require full or partial management, contact us today! Until next time, happy house hunting! 

Why Guarantors Matter for Tenants and Landlords Welcome back to another episode of Stentons Property blogs! This week we’ll be delving into the reason for guarantors for rental properties! Renting a property can be an exciting chapter—finding the right home, moving in, and starting a new routine. But behind the scenes, there’s a layer of protection and assurance that often goes unnoticed: the guarantor. A guarantor is someone who promises to cover the rent if the tenant is unable to pay. It’s a simple concept, but it carries significant weight for both tenants and landlords. Why Guarantors Are Important for Landlords From a landlord’s perspective, renting is a business. While you want to offer a home to responsible tenants, there’s always a risk that unforeseen circumstances—job loss, illness, or financial hardship—could impact their ability to pay rent. This is where a guarantor steps in. They act as a financial safety net, providing landlords with reassurance that the rent will be covered, no matter what. This isn’t about mistrust—it’s about risk management. For landlords, especially those renting to younger tenants, students, or people with limited rental history, a guarantor can make the difference between feeling secure in a tenancy and worrying about missed payments. Why Guarantors Matter for Tenants For tenants, a guarantor can be the key to unlocking a property they love but might otherwise struggle to secure. Young professionals starting out, students moving away from home, or individuals with lower credit scores may find themselves asked for a guarantor. Having someone trustworthy willing to act as a guarantor can smooth the application process and demonstrate reliability to landlords. It’s important to note that being a guarantor isn’t just a formality—it’s a serious financial commitment. Tenants should only ask someone who is financially stable and understands the responsibility they are taking on. When Are Guarantors Typically Required? Guarantors are commonly required in situations such as: Limited rental history: Tenants who haven’t rented before may be asked for additional assurance. Low or unpredictable income: Part-time workers, freelancers, or students often need a guarantor. Poor or thin credit history: A guarantor can help bridge the gap if a tenant has little or no credit history. High-value properties: Landlords may seek extra security on more expensive rentals. Final Thoughts A guarantor isn’t just a piece of paperwork—it’s a bridge of trust and security between tenants and landlords. For landlords, it mitigates risk and ensures rent continuity. For tenants, it can open doors to homes that might otherwise be out of reach. In the world of renting, where both parties are investing trust and resources, guarantors quietly play a pivotal role. Understanding when and why they’re needed can make the rental journey smoother, safer, and more successful for everyone involved. If you have any queries regarding guarantors, get in touch with us today! Until next time, happy house hunting! 

Welcome back to another week of Stentons Property blogs! This week we’ll be discussing all things to do with selling your home!  Selling a home is often described as one of the most stressful experiences in life—and I can understand why. A home isn’t just bricks and mortar; it’s where you’ve celebrated birthdays, built routines, and created memories. So, when the time comes to sell, it’s not just a financial transaction—it’s an emotional one too.  Over the years, working in property and seeing both sides of the process, I’ve noticed there are a few key stages that make all the difference to how smooth (or stressful) the journey can be.  1. Deciding It’s Time to Sell  This is often the hardest step. Some homeowners know instantly—it might be a growing family, a job move, or downsizing. For others, the decision comes after months of hesitation. What helps is, to separate the emotional pull of staying, from the practical benefits of moving. Once you’re clear on your reasons, the rest of the process becomes much easier.  2. Preparing the Property  First impressions count. Buyers tend to make up their minds within moments of walking through the door. Decluttering, carrying out small repairs, and even a fresh lick of paint can transform the way a property feels. I always tell people: don’t aim for “showroom perfect”—aim for a space that feels welcoming and well cared for.  3. Setting the Right Price  This is where emotions can get in the way. It’s natural to feel your home is worth more because of the memories you’ve made in it. But buyers don’t see that—they see location, size, condition, and comparables in the market. The right pricing strategy is crucial: too high, and you risk sitting unsold; too low, and you may feel shortchanged. A balanced, evidence-based valuation is the sweet spot.  4. Marketing and Viewings  Good marketing goes beyond just putting a listing online. High-quality photos, a clear and engaging description, and, where possible, a floor plan, make a huge difference. When it comes to viewings, allow potential buyers the space to look around and imagine themselves living there. Sometimes stepping out for a coffee while the agent hosts the viewing can help buyers feel more at ease.  5. Negotiations and Offers  This is the exciting bit—but also where nerves can kick in. Remember, an offer isn’t just about the number; it’s about the buyer’s position too. Are they chain-free? Do they have their mortgage in place? A slightly lower offer from a buyer who’s ready to proceed can often be better than a higher one with uncertainty attached.  6. The Legal Process  Once you’ve accepted an offer, solicitors step in. This stage can feel slow and full of paperwork, but it’s important to stay patient. The more proactive you are in responding to questions and providing documents, the smoother it tends to go.  7. Completion Day  There’s nothing quite like the feeling of handing over the keys. For sellers, it’s often a mix of pride, nostalgia, and relief. It marks the end of one chapter and the start of another.  Final Thoughts Selling your home is rarely straightforward, but with the right preparation and mindset, it can be a rewarding process. If I’ve learned anything, it’s that honesty, patience, and clear communication are the glue that holds everything together.  Whether you’re just starting to think about moving or already halfway through the process, remember—it’s more than just a transaction. It’s a journey, and one that deserves to be handled with care.  Ever thought about selling your home? Contact us today!  Until next time, happy house hunting! 

Welcome back to another episode of Stentons Property blogs! This week we'll be discussing everything you require to become a landlord in England. Becoming a landlord is often seen as a straightforward way to generate income—but in reality, it’s much more than just handing over keys and collecting rent. In England, there are a number of legal requirements and practical steps you need to take before you can start letting out your property. Here’s how I’d break down the process:1. Deciding to Rent Out Your PropertyThe first step is deciding if being a landlord is right for you. Some people inherit a property, others move out of their home but want to keep it as an investment, and many buy specifically to let. Whatever the reason, it’s important to be clear on your goals. Do you want steady rental income, or are you more focused on long-term capital growth?2. Understanding Your Legal ResponsibilitiesUnlike in Wales, there isn’t a single landlord licensing system across the whole of England. However, depending on the area your property is in, you may need to apply for a local authority landlord licence—particularly for Houses in Multiple Occupation (HMOs). Even if you don’t need a licence, you’ll still have a long list of legal responsibilities. These include: Gas safety checks (annually, by a registered Gas Safe engineer) Electrical checks (an EICR at least every 5 years) Smoke and carbon monoxide alarms Right to Rent checks on tenants Protecting the tenant’s deposit in a government-approved scheme Failing to follow these rules can lead to hefty fines, so it’s worth getting them right from day one.3. Preparing the PropertyBefore you market the property, make sure it’s in good condition. Tenants in England expect a home that is safe, secure, and well-maintained—and the law requires it. The Homes (Fitness for Human Habitation) Act 2018 makes landlords responsible for ensuring the property is free from hazards like damp, poor ventilation, or unsafe electrics. A little preparation now can save you expensive disputes later.4. Finding the Right TenantsOne of the biggest decisions you’ll make as a landlord is who to let your property too. Good tenants can make your life easy; the wrong ones can be stressful and costly. Most landlords use referencing and credit checks to give peace of mind. Once you’ve found the right person, you’ll usually use an Assured Shorthold Tenancy (AST) agreement, which is the most common form of tenancy in England.5. Managing the TenancyBeing a landlord doesn’t end once the contract is signed. You’ll need to manage rent collection, handle repairs, and keep up with your legal responsibilities throughout the tenancy. Some landlords prefer to self-manage, while others use a letting agent to take the stress out of the day-to-day work. Either way, staying organised and keeping clear records is vital.6. Looking AheadBuy-to-let is often thought of as an easy income stream, but the reality is that it’s a long-term commitment. Laws change, tenants’ needs evolve, and property maintenance never stops. However, if you approach it with the right mindset—treating it like a business while also being fair to tenants—it can be a rewarding and sustainable investment.Final Thoughts Becoming a landlord in England isn’t something to jump into lightly. There’s a lot of responsibility that comes with it, but if you take the time to understand the process, it can also be very worthwhile. The landlords who succeed are usually those who plan ahead, stay compliant, and build good relationships with their tenants. If you’re thinking about letting out your property, contact us today!Until next time, happy house hunting!

Welcome back to another edition of the Stentons Property Blog! This week, we’re diving into a question that’s on a lot of people’s minds right now: has the UK housing market really slowed down, or is it simply finding its balance after a hectic few years?If you’ve been keeping half an eye on the property headlines lately, you might be wondering whether the housing market is cooling down—or simply catching its breath after a busy couple of years. As an agency working closely with buyers, sellers, landlords, and tenants every day, we thought we’d share what the latest data is telling us and how it compares with what we’re seeing on the ground locally.What the numbers are sayingThe Royal Institution of Chartered Surveyors (RICS) reported in July that new buyer enquiries dipped again, and the balance of surveyors reporting price growth fell further into negative territory—from –7% in June to –13% in July. On the face of it, that looks like a slowdown.But here’s the twist: other indices, like Nationwide and Halifax, recorded modest monthly price growth (0.6% and 0.4% respectively). In other words, the national picture isn’t a straightforward decline—it’s more like a market that’s trying to level itself out.What we’re seeing locallyOn a practical level, properties that are realistically priced are still attracting strong interest. Homes that are marketed too optimistically, however, are sitting on the portals for slightly longer. In fact, we’ve noticed more sellers adjusting their expectations and focusing on securing a committed buyer rather than chasing peak 2021 prices.For buyers, there’s definitely less of a frenzy than we saw a couple of years ago. You don’t need to make an offer the minute you’ve viewed a property, but equally, good homes in popular areas aren’t hanging around forever.Is stabilisation a bad thing?We’d actually argue that stabilisation is healthy. For too long, the market has been driven by sharp rises, with affordability becoming a real challenge for many first-time buyers. A period of modest growth—or even a slight softening—can help restore balance and keep transactions moving.For landlords, the picture is slightly different. With the steepest drop in new rental listings since the first COVID lockdown, demand from tenants remains strong. That imbalance is likely to keep rental values supported, even if house price growth is subdued.What this means if you’re thinking of movingSellers: Be realistic with your pricing. Homes presented well and sensibly priced are still attracting multiple offers.Buyers: This could be a great window to make a move without facing the bidding wars of recent years.Landlords: Strong tenant demand means void periods are still rare—but compliance and regulation remain key.Our takeSo, has the housing market slowed—or just stabilised? The answer probably lies somewhere in between. Activity has cooled compared to the boom years, but rather than a slump, what we’re seeing is a return to a more balanced, sustainable pace.If you’re thinking of selling or buying, or just require some advice, contact us today!Until next time, happy house hunting!

Welcome back to another edition of the Stentons Property blog! July is traditionally a busy month in the rental market, and this year has been no exception. With the latest data showing July recorded the highest rental figures of 2025 so far, it’s the perfect time to dive into what’s been happening and why!The rental market in July 2025 tells a story of both resilience and transition. According to the Office for National Statistics, the average private rent across the UK stood at £1,344 per month, which is 6.7% higher than a year ago. While that still represents significant growth, it also marks the sixth consecutive month of slowing rental inflation, suggesting that the feverish pace of rent hikes seen over the last two years is beginning to moderate.Regional differences continue to shape the picture. England remains the most expensive, with average rents now £1,399 per month, while Wales experienced the fastest rise in the past year, climbing by 8.2% to reach an average of £804. Scotland saw slower growth at 4.4%, with typical rents at £999, while Northern Ireland, where data is available to April, recorded a 7.6% increase. Within England, the Northeaststood out as the region with the steepest annual inflation, rising by 9.7%, compared to Yorkshire and the Humber, where growth slowed to just 3.5%.Despite these regional variations, the underlying theme is clear: supply shortages remain the key driver of rental pressures. RICS has reported the steepest fall in new rental instructions since the height of the pandemic, as many landlords continue to leave the sector. According to the NRLA, almost a third of landlords are considering selling their properties within the next year. This reduction in available stock, coupled with steady demand, has inevitably kept rents elevated.The reasons behind landlord disengagement are complex but largely financial. Many are struggling with higher mortgage costs after years of interest rate rises, as well as the loss of full mortgage-interest tax relief. On top of that, looming regulatory changes—including tighter energy efficiency requirements and the long-awaited Renters’ Rights Bill—are adding to uncertainty. Some landlords have chosen to exit entirely, while others are increasing rents to cover rising costs and anticipated compliance bills.At the same time, recent base rate cuts by the Bank of England have eased some pressure. With buy-to-let mortgage rates now hovering around 5%, landlords are finding their financing a little less punishing. More importantly, slightly softer borrowing conditions have opened the door for some tenants to move into homeownership, reducing demand for rentals in certain areas. This has led analysts, including Hamptons, to downgrade their rental growth forecasts for the remainder of 2025—from around 4.5% to closer to 1%.Interestingly, the market is not moving in lockstep across the country. In London, where rents have been running hot for several years, July saw the first signs of reversal, with average private rents falling 0.9% compared to a year ago. That dip contributed to the first overall decline in private rents across Great Britain since 2020. By contrast, regional markets outside the capital remain robust, with momentum still strong in the North and Midlands, even if growth is starting to ease.Looking ahead to the second half of 2025, the outlook is finely balanced. Supply is unlikely to improve significantly in the short term, with landlord surveys showing little appetite to bring new stock to the market. At the same time, affordability pressures on tenants may act as a natural brake on further rent increases. If mortgage rates continue to fall, more households may transition into ownership, which could take some of the heat out of rental demand. However, until there is a meaningful shift in supply, rental inflation is unlikely to disappear entirely.In short, July’s figures capture a market at a turning point. Prices are still high, but growth is cooling. Landlord exits and regulatory changes remain the big stories to watch, while regional dynamics will continue to create winners and losers across the country. For now, the rental market remains challenging for tenants, complex for landlords, and highly sensitive to the policy and economic shifts expected later this year.If you’re a landlord looking to rent or sell your property, or a tenant currently looking for a place to live, get in touch with us today!Until next time, happy house hunting!

Welcome back to another week of Stentons Property blogs! This week we’ll be discussing the new interest rate cuts and how this will affect the property market!Yesterday’s interest rate cut has been the talk of the town. Whether you’re a first-time buyer, seasoned investor, or simply keeping an eye on the value of your home, you’ve probably wondered: what does this actually mean for me?Cheaper Borrowing – The Obvious WinThe most immediate impact is clear: mortgages become cheaper. That means lower monthly payments for new buyers and the chance for existing homeowners to remortgage on better terms. For many, that’s a welcome relief in a cost-of-living climate where every pound matters.But here’s the nuance: while lower rates can unlock the door for more people to enter the market, they also bring back competition. Buyers who were sitting on the fence may suddenly start making offers – which can drive prices up again.Sellers: A Window of OpportunityIf you’ve been considering selling, this could be your moment. A rate cut often injects energy into the market, bringing more buyers (and offers) to the table. The key here is timing – wait too long, and if rates drop further, the frenzy might cool as supply catches up with demand.Investors: The Double-Edged SwordFor property investors, cheaper finance can improve yields – but it also attracts more competition for good deals. If you’re looking at buy-to-let, remember that rental demand remains strong, but so does tenant scrutiny of quality. With more competition from other landlords, presentation and location become even more critical.The Bigger PictureOne interest rate cut doesn’t rewrite the market overnight. It’s part of a longer-term cycle, and we may still see bumps along the way. Inflation, wage growth, and housing supply will all play their part in shaping the property landscape over the next 12–18 months.My TakeThe best move right now? Stay informed, but don’t get caught up in the hype. If you’re buying, focus on the property that fits your needs and budget – not just the headline interest rate. If you’re selling, make your home stand out; buyers will still be discerning.Property is rarely about quick wins. Rate cuts are the tide, but you still need a good boat and a steady hand to navigate the waters. Have any questions? Contact us today!Until next time, happy house hunting!

Welcome back to Stentons Property blogs! This week, we're diving into the increasingly talked-about topic of bidding wars in the rental market!There’s been a noticeable shift in the rental market lately – one that many tenants will breathe a sigh of relief over: bidding wars are starting to fade out. For the last couple of years, especially in high-demand urban areas, it’s been a landlord’s market. Tenants were competing fiercely, often having to offer over the asking price. But that tide seems to be turning, and it’s worth digging into why it’s happening, how it affects both sides of the rental relationship, and what we might expect going forward.A Bit of ContextIn the heat of the post-COVID bounce, demand far outstripped supply. Fewer landlords, more remote workers, a backlog of postponed moves, and inflation-driven hesitancy to buy all collided. The result? Tenants outbidding each other in desperation.But now, that frenzy is cooling. We're seeing more properties with rents that are stabilising. Why? There are a few key reasons:Increased supply: More landlords are returning to long-term lets after dabbling in short-term or Airbnb-style renting, especially after regulatory pressure in some cities.Affordability limits: Wages haven’t kept pace with rent increases. Tenants are hitting their financial ceiling.Rising interest rates: While these have put pressure on landlords, they’ve also cooled the housing sales market, meaning fewer people are leaving the rental sector to buy.Regulatory changes: In some regions, the tightening of rental bidding rules (and enforcement of them) has taken the heat out of the market.What This Means for TenantsFor renters, this change is mostly good news.More choice, less pressure: You’re no longer expected to make snap decisions or offer above the asking price just to be considered.Fairer pricing: With competition easing, asking prices are more in line with market value.Greater negotiating power: In some areas, we're even seeing landlords offer small incentives again – flexibility on move-in dates – something unheard of 18 months ago.It’s not utopia, of course. Rents are still high in many areas, and quality stock can still go quickly. But there’s a sense that the market is recalibrating in favour of stability and fairness.What This Means for LandlordsThis shift does bring challenges – especially for landlords who’ve become used to bidding wars and rising yields.Longer void periods: Properties may not let within days, and landlords might have to be more patient or proactive with marketing.More emphasis on presentation and value: Tenants now have options, so well-maintained, reasonably priced properties will stand out. Substandard stock will struggle.Realistic expectations: The days of pushing rents up by 15% year-on-year may be behind us. Yield management will need to focus more on retention and steady income than speculative gains.That said, it’s not all doom and gloom. A more balanced market often means longer tenancies, better tenant-landlord relationships, and less volatility – all things that ultimately benefit landlords who play the long game.So, What Might the Future Look Like?Here’s where it gets interesting. If this shift continues, we could be looking at a market that starts to resemble the one many European cities have long embraced: stable, tenant-friendly, and less speculative.Some potential trends on the horizon:A rise in professional landlords and build-to-rent schemes: With the amateur buy-to-let model getting tougher, larger operators offering high-quality, well-managed rental stock may take more market share.More regulation: Governments are watching this space closely. Expect more rental reform, especially around standards, rent transparency, and security of tenure.Tenants becoming more selective: If people feel less pressure to “grab anything,” they’ll start demanding better service, energy efficiency, and clearer communication from landlords and agents alike.Final ThoughtsThe end of bidding wars isn’t the end of a strong rental market – it’s the start of a more sustainable one. And in the long run, that benefits everyone.Until next time, happy house hunting!